Risk Management for Self-Funded Plans | Benefits Consulting

Take the Reins. Check the Boxes. Pay Less.

Employer cost increase over 10 years 52%

Average annual trend 6-9%

Typical Savion Benefits renewal Flat

The Problem

Healthcare Costs Are Rising. Doing Nothing Is How You Lose Accounts.

Most employers stay with big carriers because it feels safe—but that “safe” approach guarantees rising costs. Without a real healthcare cost control strategy, plans increase 6–9% every year with no improvement.

Brokers are left defending numbers they didn’t influence, without a true stop-loss insurance optimization or self-funded plan risk management strategy in place.

The result is predictable: rising costs, frustrated clients, and competitors stepping in with better health plan cost reduction strategies—and taking the business.

The Solution

No Overhaul. Just Execution That Lowers Risk.

Savion Benefits shows employers and brokers how to implement real cost containment strategies for healthcare—not talking about them.

We offer an easy step-by-step process to move from fully insured to self funded, or from a broken self-funded program with no cost containment to one that proactively manages your highest cost—claims.

This is a direct system: implement proven healthcare cost reduction strategies, validate them, and get rewarded with better outcomes. No complexity. Just results.

The Cost Containment Checklist

Savion Benefits gives brokers and employers four cornerstones to actually control healthcare spend—while everyone else is still reacting to it.

Care Navigation

Do your members have support finding the right provider and site of care? Our team implements healthcare navigation solutions that reduce waste and control costs at the source.

Tiered Plan Design

Is your plan designed to guide employees toward the right care at the right price? Use self-funded plan design strategies that guide employees to lower-cost, higher-value care.

Rx Optimization

Lower spend through pharmacy cost containment strategies and direct sourcing to reduce unnecessary costs.

Technology & Care Navigation

By combining navigation technology with a dedicated support team, employers can guide smarter healthcare decisions that directly reduce overall claim costs.

See Real Results

Don’t guess. Look at the performance and results from employers who are actually reducing healthcare costs and delivering real value to their employees. That’s it.